With decades of experience and over $1 billion in loans funded, Doctor Finance has earned a reputation as one of the leading Mortgage Brokers in the GTA.
Top Commercial Mortgage Broker Finalist For 6 years in a row
by Canadian Mortgage Professionals
COMMERCIAL
CUSTOM HOME FINANCING
CONSTRUCTION
RESIDENTIAL
OMJ Mortgage Capital was founded to provide clients across the GTA with access to sophisticated financing solutions beyond those offered by traditional banks. With expertise in commercial, residential, construction, and land financing, we work with leading financial institutions, alternative lenders, and private capital providers across Ontario to structure financing solutions tailored to each property and transaction. Our founder, known as “Doctor Finance,” has been recognized as a Top Commercial Broker Finalist for six consecutive years.
LICENSE
FSRA #11288
FOUNDED
2004
Built on Reputation, Proven by Results.
Loans Funded
$1B+
In Business
25+Yrs
Top Broker Award
6x
Funding Rate
95% +
4.8/5.0
“Highly recommend OMJ to all my clients, family, friends and anyone else looking for any kind of financing. OMJ is comprised of finance specialists in all areas (residential, commercial, construction) who will address all your financing needs and provide you with the most competitive rates. Most importantly, they are very knowledgeable, professional, and above all else–trustworthy. Avoid high interest rates, hidden fees, unethical and dishonest brokers by just making one call to OMJ Montage Capital.”
Farjoud Law
Criminal Defence Lawyer
Criminal Defence Lawyer
4.9/5.0
“Very satisfied with the quality of services I received from OMJ with respect to a mortgage. Would highly recommend.. “
Hossein Niroomand
4.8/5.0
“We were referred to OMJ Mortgage from one of our clients. Thank you for all your help in getting our condo mortgage, in a difficult market! Barry C, Toronto”
A Google User
4.8/5.0
“I recently did my mortgage with OMJ. A fantastic experience from start to finish. Very professional staff who deliver on what they promise. Highly recommended.”
Nima Mirtorabi
4.9/5.0
“My experience with OMJ was very positive. Prior to making any decisions, in general, I need to understand all of the facts. OMJ was very courteous and patient with all of my questions which in turn allowed me to make an informed decision. I ultimately used their services for two main reasons: one, the rate they got me beat the rate I was quoted from my bank; two, the experience I received as a client can be summarized by wow.”
Rahim D
The Right Financing for Every Property in Ontario.
Six specialized services, each backed by lender relationships you won’t find anywhere else
Get View Services
Not Just One Expert Behind Your Financing
Three specialized professionals working together to match your deal with the right strategy, lender, and approval path.
Omid Jalili
Doctor Finance
Founder & Principal Broker
Direct: 416-704-7044
Masoum Jalili
Broker, VP Commercial Financing
Direct: 416-569-3040
Morteza (Morty) Sadeghi
Broker, VP Commercial Financing
Direct: 647-287-2790
The Reason Complex Deals Come to Doctor Finance
Get access to 25+ lenders, private funding, faster approvals in 24-48 hours, and a file structured for the right lender from day one.
Traditional Bank
- Access to only 1 internal lender product.
- Slow underwriting (7-14 business days).
- Rigid “box” criteria with no flexibility.
- No private lending options.
- Files evaluated by junior staff-not specialists.
VS
Doctor Finance (OMJ)
- Direct access to competing lenders.
- Access to private and alternative lenders banks won’t refer you to.
- Every file structured for approval before it reaches a lender’s desk.
- Negotiation leverage for the absolute lowest rate.
- Fast-track 24-48 hour approvals.
- Former commercial lender on the team-We speak the lender’s language.
One Call. We Handle Everything Else.
No paperwork. No commitment. You don’t pay until you get an approval.
01
Tell Us Your
Situation
5 minutes. No paperwork. Tell us what you need and we'll tell you exactly what's possible.
One conversation
02
We Structure & Package
Your Deal
You do nothing. Deals are structured, not just submitted. We package the file the way lenders need to see it then present it to the right lender for your deal.
We do everything
03
Discussion Letter Within
48 Hrs
Receive a clear discussion letter outlining your options. You don't pay until you get an approval.
No approval, no fee
See What Mortgage Rate You Could Qualify For
Mortgage Calculator
Estimate your monthly payment at today’s best 5 year fixed rate.
Apply In 30 Seconds
Quick contact -we’ll call you back within the hour.
Insights from Doctor Finance
Explore expert tips, mortgage insights, lending updates, and smart financing strategies designed to help you make confident financial decisions.
Sidestepping “Sucker” Rates and Negotiating Your First Mortgage
Sidestepping “Sucker” Rates and Negotiating Your First Mortgage
A few great cost cutting methods for renovations.
A few great cost cutting methods for renovations.
Toronto neighbourhood rankings
Toronto neighbourhood rankings
Your Deal Deserves the Right Broker.
One conversation with Doctor Finance could change the outcome entirely. No pressure, no paperwork, no cost until you’re approved
Book a Call with Doctor Finance.Submit Your Deal
