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Blogs

The Advantages and Disadvantages of Refinancing Commercial Mortgages Refinancing

The Advantages and Disadvantages of Refinancing Commercial Mortgages

At first glance, refinancing commercial mortgages appears to be quite similar to doing the same…
developer
developerApril 25, 2023
A Quick Guide to Refinancing Commercial Real Estate Refinancing

A Quick Guide to Refinancing Commercial Real Estate

Refinancing commercial real estate means that you replace an existing mortgage with a new loan.…
developer
developerApril 29, 2023
The Beginners Guide to Construction Loans in Toronto Uncategorized

The Beginners Guide to Construction Loans in Toronto

Construction loans in Toronto are becoming more and more popular as homeowners start thinking about…
developer
developerMay 19, 2023
Why and How The LTV Is Important To Commercial Mortgages. Blog

Why and How The LTV Is Important To Commercial Mortgages.

  The loan-to-value ratio (LTV) is an important metric when you’re considering commercial mortgages. It…
developer
developerMay 29, 2023
 Construction Loans and Draw Schedules: An Overview Mortgage Application

 Construction Loans and Draw Schedules: An Overview

A draw schedule includes the payment plans for your construction loans and how you’ll get…
developer
developerJune 23, 2023
Why A Cash Flow Analysis Is Necessary for Commercial Financing MortgageMortgage Application

Why A Cash Flow Analysis Is Necessary for Commercial Financing

Looking for commercial financing? A cash flow analysis allows you and the lender to see…
developer
developerJune 29, 2023
Tips for Accessing The Risk With Commercial Mortgages in Toronto. Mortgage ApplicationReal Estate

Tips for Accessing The Risk With Commercial Mortgages in Toronto.

Before you dive right in with commercial mortgages in Toronto, it’s a good idea to…
developer
developerJuly 10, 2023
A Beginners Guide to Mezzanine Financing in Toronto Uncategorized

A Beginners Guide to Mezzanine Financing in Toronto

OMJ Mortgage Capital can look after your mezzanine financing in Toronto needs. This is a business loan…
developer
developerJuly 29, 2023
Use This Commercial Construction Loan Checklist To Get Approved. Mortgage Application

Use This Commercial Construction Loan Checklist To Get Approved.

Getting a commercial construction loan at the right time can be a difference-maker for your…
developer
developerAugust 21, 2023
A Land and Subdivision Financing Overview Real Estate

A Land and Subdivision Financing Overview

Land and subdivision financing might seem like a simple process at first. However, this type…
developer
developerAugust 29, 2023
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Vice President · Residential Financing

Morteza (Morty) Sadeghi

As Vice President of Residential Mortgages, Morty has 23 years of residential mortgage experience. His thorough understanding of lender requirements and their products ensures his clients get the most suitable financing to meet their needs.

Morty graduated from York University with a major in Economics and a minor in Political Science. He’s built strong relationships with banks and other lenders, which helps ensure his clients have access to the best products available. His objective is to curate a stress-free mortgage process that educates and empowers every client to feel confident in their financial decisions.

High-value and luxury home mortgage financing is his specialty; it requires a personal approach and terms that need to be individually negotiated.

Morty is the firm’s expert in luxury home financing with financial institutions and private mortgages across Ontario, for both purchase and refinance loans, with experience spanning funding, analyzing and approving mortgages.

Morty’s team excels at navigating complex and challenging financing scenarios, offering tailored service to reach the best possible outcome for every client, every time.

Vice President · Commercial Financing

Masoum Jalili

As Vice President of Commercial Financing, Masoum is responsible for sourcing, structuring and arranging financing options for clients at OMJ. She has over 3 decades of commercial lending experience, a Bachelor of Business Administration with honours from the Schulich School of Business, and a Certified Management Consulting designation.

Masoum has been with OMJ since its establishment and has personally arranged financing for a diverse class of commercial real estate assets. She also provides underwriting and monitoring for clients across a broad range of industries and sectors. Before joining OMJ, she was a commercial banking manager with experience across several financial institutions, including the National Bank of Canada, which is exactly why she knows how banks work and how to get them to work for you.

With decades of experience in commercial lending and a results-oriented approach, Masoum has the skills and tools to put together a unique solution for every client and is committed to finding the best options for her clients regardless of their circumstances.

Principal Broker · President & Founder

Omid Jalili

Doctor Finance

Omid is the founder, principal broker and President of OMJ Mortgage Capital. He has financed hundreds of millions of dollars in commercial mortgages and development projects over the past 3 decades.

Omid has been a finalist on Canadian Mortgage Professional (CMP) magazine’s Top Commercial Brokers list for six years running, from 2015 to 2020. With more than two decades in the commercial mortgage industry and hundreds of millions of dollars in commercial and construction financing arranged, he’s become one of the Greater Toronto Area’s most recognized commercial mortgage brokers. From land and commercial assets to development and construction projects, Omid has the expertise and network to help secure your financing goals.

Known to clients as Doctor Finance, Omid has assisted with the financing of many custom home projects across the GTA, including in Willowdale, Forest Hill, Lawrence Park, Lytton Park, the Bridle Path and Hoggs Hollow.

He believes knowledge, integrity, expertise, accountability and trust are the five keys to success and proves it daily through his work ethic, track record and leadership in construction and commercial real estate financing.